Financial solutions designed for you

Everything you need to save, borrow, and pay – all in one place.

At ARM Microfinance Bank (ARM MFB), our banking products are tailored to meet the diverse needs of our target customers, including young and middle-aged professionals, retail customers, and MSMEs. Our services include savings, loans, and payment solutions designed to cater to various financial requirements

Savings Product

ARM MFB provides an exceptional savings experience with competitive returns, backed by ARM’s credibility, safety, and trust.

Standard Savings and Current Accounts

Enjoy competitive interest rates, rewards, and seamless transactions.

Target/Goal-Based Savings Accounts

Ideal for individuals saving towards specific goals such as rent, business, vacation, or education. These accounts offer competitive interest rates, flexible terms, gamification,

Term/Fixed Deposits

Choose from term deposits with various tenors and interest rates, designed to encourage savings in an intuitive manner.

Group Savings

Perfect for groups aiming to save collectively for a specific goal, leveraging peer accountability and benefiting from high returns on pooled funds.

Loan Products

ARM Microfinance Bank (ARM MFB) offers an excellent lending experience with competitive interest rates and tailored lending solutions to help customers meet their financial obligations and improve their overall well-being.

Investment-Backed Loans

Personal loans for customers of ARM Investment Managers (IM) & Securities, secured by existing investments.

Staff Loans

Partner organizations can enhance employee welfare by offering staff loans powered by ARM MFB, providing unique convenience, a digital experience, and competitive interest rates.

Personal Loans

Personal loans for working professionals with salary accounts domiciled with ARM MFB, offering unique convenience, a digital experience, and competitive interest rates.

Payment Solutions

ARM MFB provides a seamless and secure payment experience through mobile and internet banking, facilitating intra- and interbank transfers, bill payments, airtime purchases, card services, and more.

Money Transfer

Transfer money within ARM MFB or to other banks – instant and reliable.

Bills Payment

Pay NEPA bills, DSTV, or school fees with a tap.

Airtime purchases

Buy airtime or data for your MTN, Glo, or Airtel line – no delay.

Card services

Card services that keep your transactions smooth and secure.